CHAPP INC.

     CHAPP, INC. was founded in 1976 by the late Ed N. Crawford.  His vision was to offer affordable workers' compensation insurance to the independent citrus harvesting contractors.  Since its beginning, CHAPP, INC. has grown to be Florida's largest insurance agency exclusively writing agricultural workers' compensation insurance.  Our coverage now extends beyond the citrus industry and into virtually all agricultural related businesses.

Citrus Insurance Services, Inc.

     Citrus Insurance Services, Inc. was founded in 1984.  Citrus Insurance Services is responsible for writing other coverage, such as general liability, auto, cargo, as well as workers' compensation insurance.

     Our goal at both CHAPP, INC. and Citrus Insurance Services, Inc. is to be able to accommodate all of our clients' insurance needs.  We feel that since we work exclusively with the agricultural industry, we are able to give our clients the attention and advice they deserve.

• At CHAPP, all of our coverages are written exclusively through FCCI Insurance Group.

• The CHAPP program is currently insuring over 100 million boxes of citrus harvested annually.

• We are Florida's largest agency exclusively writing agricultural workers' compensation insurance.

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