Rates Increasing for Y2K
     The Florida Dept. of Insurance has issued premium rate increases for all Florida worker’s compensation insurance companies.  The new rates are effective for all insureds at their next policy renewal, beginning January 1, 2000.   The rates increased anywhere from 0 - 12% depending on the classification code.  All rates and premium discounts used to determine worker’s compensation premium are set by the State, and must be used by all insurance companies.  Experience modifications applied to your premium are also calculated by a formula determined by the State.

Look for Renewal Packets in the Mail
     All CHAPP accounts will receive a renewal packet in the mail in the next 10 days.  The envelope will include new Compliance Poster labels to place on your posters and a Rate Information Sheet that will show the exact rates you will be charged for worker’s compensation insurance for the upcoming year.  The same rate information and new Premium Reporting Sheets will also be sent to your bookkeeper or accountant.

     All necessary worker’s compensation information for your policy renewals will automatically be sent to the Dept. of Labor to update your crew cards.  Certificates of Insurance from FCCI will also be sent to all of your certificate holders.

Letters From Other Insurance Agents
     Many of our accounts have told us you are receiving letters from Ewing, Blackwelder & Duce concerning your worker’s compensation insurance.  This letter has nothing to do with CHAPP, Inc. and our move to FCCI.  To continue your coverage with us, disregard the letter and anything you receive concerning FFVA.  We appreciate your loyalty and support in allowing us to continue writing your worker’s compensation insurance.  If you ever have any questions about anything you receive, please call us.

Final 1999 Premium Payments
     Make sure all payroll paid in 1999 is reported by January 15 to avoid being charged the higher 2000 rates  on payroll you had for November and December of 1999.

Have You Received Your FFVA Dividend Checks?
     Please let us know if you were promised a dividend from FFVA’s 1997 fund year and still haven’t received your money.

Season’s Greetings from CHAPP and Citrus Insurance Services
     The staff of CHAPP and Citrus Insurance Services wish you a happy and healthy Christmas and New Year.  Our offices will close at 3:00 PM on Thursday, December 23 and reopen on Monday,  December 27 so staff can celebrate the birth of our Lord, Jesus Christ.  We invite all to join with us in thanking Him for all the blessings he has provided us.  We will also be closed Friday, December 31 for the New Year holiday.

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